The Numbers Are Telling You a Story

One of the things that I constantly talk about on OC Voice, is the need to be an educated buyer or seller.  My goal is always to provide information that helps to educate my readers about what trends we are seeing – without putting you to sleep.  Heck – I still want you to keep [...]

2008 Housing Review and 2009 Predictions

Steven Thomas, President of Altera Real Estate recently released his latest Orange County Housing Report and it is definitely worth taking the time to review if you are curious about how the 2008 housing market finished and the possible outlook for 2009. It’s a very comprehensive summary. I would encourage you to review the charts [...]

It’s a Buyer’s Market – Or Is It?

I did some research for a client tonight and the findings are important to share with readers here.  If you are a serious buyer or seller, this information is telling.  Please stick with the tedium of the stats because the story it tells is meaningful. This particular buyer is looking in Mission Viejo between $450,000 [...]

Maybe the Solution Isn’t a $700 Billion Bailout

Brainstorming a solution

There has been much discussion about the big bailout.  But in case anyone with any influence is listening – I have an idea that could make a big contribution to our market recovery.  Just call anytime and I’ll share my insight with you – from the trenches.  I’ll be waiting for your call. For the [...]

FHA is a Major Player in Lending Again – And We’re Not Ready!

16 Via Garceta

It was not long ago, lending was easy, too easy. Did you need money?  No.  Did you need assests?  No.  Did you even need to prove you had income?  No.  So why do an FHA loan?  We didn’t. Times have changed and there are limited options for first time buyers that aren’t coming away with a [...]